Banking and Accounts for Global Businesses

Open US dollar bank accounts for your business and users. Send and receive funds via ACH, domestic US wires, and international SWIFT. Orchestrate beneficiary pay-ins and pay-outs—through a crypto‑friendly, developer‑ready platform.

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The Pillars of Next-Gen Banking: Trust, Velocity, Control

We remove the friction of legacy systems, offering a financial platform designed for rapid onboarding and seamless integration.

Fast Onboarding

Fast Onboarding

Open your BlockWyre account rapidly; automation speeds up setup and KYC/AML.

Flexible Credit Policy

Flexible Credit Policy

Access flexible credit and working capital policies tailored to your business profile.

Competitive Fees

Competitive Fees

Maximize your margins with competitive and transparent transaction costs.

Virtual Banking Built for Scale

Launch named US dollar bank accounts for businesses and users. Move money with ACH, domestic US wires, and international SWIFT. Manage treasury, virtual accounts, and beneficiary pay-ins and pay-outs from a single portal or API—optimized for compliance, speed, and cost.

US dollar accounts, global reach.

ACH, domestic wire, SWIFT.

Beneficiary pay-ins and pay-outs.

Virtual sub-accounts in client names.

Crypto- and blockchain-friendly.

Rules-based compliance and monitoring.

Supported Payment Methods

Accept and send funds through trusted banking rails. Combine with virtual accounts to automate reconciliation across customers and use cases.

ACH

Inbound and outbound in the US.

US Domestic Wire

Same-day settlement windows.

SWIFT

Cross-border payments in multiple currencies.

Beneficiary Pay-Ins

Named account routing.

Beneficiary Pay-Outs

Global disbursements via partners.

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Bank Accounts in Your Name

Create US dollar bank accounts for your business and your users. Issue virtual sub-accounts in client names to streamline beneficiary pay-ins, pay-outs, and reconciliation. Segment balances by customer, product, or corridor—while maintaining FBO and sub-ledger controls for treasury and compliance.

✔️ Named virtual accounts for precise reconciliation.

✔️ FBO and sub-ledger structures for control.

✔️ Real-time reporting in portal and API.

Bank Accounts

Banking Features You Need

Virtual Banking

Launch US dollar business accounts and virtual sub-accounts to segregate funds, simplify reconciliation, and automate pay-ins and pay-outs at scale.

Domestic & International Wires

Send and receive domestic US wires and international SWIFT payments with transparent fees and predictable settlement times.

ACH Inbound & Outbound

Automate ACH collections and payouts with routing and account numbers provisioned through your BlockWyre account.

Beneficiary Flows

Launch US dollar business accounts and virtual sub-accounts to segregate funds, simplify reconciliation, and automate pay-ins and pay-outs at scale.

Compliance & Risk Controls

Embed KYB/KYC, sanctions screening, and AML rules into your flows. Monitor activity, set limits, and generate audit-ready reports.

Developer-Ready APIs

Build custom payment flows with clean APIs, webhooks, and a self-serve sandbox. Access documentation and reference implementations.

Built for Your Business

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Open US dollar accounts, collect funds via ACH and SWIFT, and pay out to beneficiaries with detailed reconciliation across corridors.

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Issue virtual accounts in client names, route pay-ins by merchant, and settle via ACH, domestic wire, or SWIFT.

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Embed accounts and rails, orchestrate payouts, and automate ledgering across multiple storefronts or channels.

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Consolidate treasury, accept pay-ins, and pay suppliers with predictable timing and clear statements.

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Offer fiat on/off-ramps with ACH and wires; reconcile user balances via sub-ledgers and named accounts.

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Add verified user accounts and payouts with a compliant, API-first banking layer..

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Manage borrower and investor sub-accounts, fund loans, and distribute repayments with clear controls.

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Build custom flows quickly with APIs, webhooks, and a robust sandbox.

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How It Works

1

Apply & Onboard:

Submit company info; complete KYB. We support fast, risk-based onboarding.

2

Open Accounts:

Create US dollar accounts and virtual sub-accounts in client names.

3

Connect Rails:

Enable ACH, domestic wires, and SWIFT for pay-ins and pay-outs.

4

Operate & Scale:

Automate reconciliation, monitor activity, and expand to new corridors.

API Banking Tailored for Builders

Provision accounts, post transfers, trigger payouts, and subscribe to webhooks for ledger movements. Use FBO and sub-ledger models to map balances by customer, wallet, or product line.

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Simple, Competitive Pricing

Transparent fees for ACH, domestic wires, and SWIFT. Volume pricing and flexible credit policies available for qualified businesses. Talk to our team to model expected costs by corridor and rail.

Compliance You Can Trust

Operate with built‑in KYB/KYC, sanctions screening, AML monitoring, and SARs workflows through our partners. FBO and sub‑ledger structures provide segregation and auditability. Role‑based access controls and real‑time monitoring protect your operations end‑to‑end.

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Fireblocks
Checkout
Aws
Bakkt
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Tether

FAQs

Who can open a BlockWyre bank account?

BlockWyre serves registered businesses that pass KYB. We support US dollar accounts for global clients, with availability subject to your jurisdiction, industry, and risk profile. If your company is crypto- or blockchain-focused, we are crypto-friendly and will evaluate fit under our risk-based onboarding and flexible credit policy.

Do you support ACH inbound and outbound?

Yes. You can enable ACH credits and debits for collections and payouts. We provision routing and account numbers, offer webhooks for status updates, and provide reporting for reconciliation. Settlement times and limits vary by use case and risk settings.

Do you support domestic US bank wires and international SWIFT?

Yes. Send and receive domestic US wires and international SWIFT. We provide clear fee schedules, status tracking, and statements. Cut off times, currencies, and corridors may depend on your program configuration and eligibility.

Can I open bank accounts in the names of my users?

Yes. You can issue named virtual accounts (sub accounts) to your customers for precise reconciliation of beneficiary pay ins and pay outs. Balances roll up under FBO and sub ledger structures for control and auditability.

How fast is onboarding?

Most qualified businesses complete onboarding quickly after submitting required documents and passing KYB. We support staged rollouts by corridor and rail, with limits and credit tailored to your risk profile and transaction patterns.

Do you support crypto- and blockchain‑friendly programs?

Yes. BlockWyre is crypto‑friendly. Many clients operate in digital assets, payments, and fintech. We assess each program under our compliance framework, including AML, sanctions, and ongoing monitoring.

Start Banking with BlockWyre

Open US dollar accounts, enable ACH, wires, and SWIFT, and orchestrate beneficiary flows—all through a compliant, developer‑ready platform.

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